Community Coliving Properties | Returns Backed by Real Property
CAPITAL PARTNERSHIP

Earn Returns Backed by Real Property — Without Managing a Single Tenant

Coliving properties generate 2–3x the revenue of traditional rentals. That cash flow is what secures your lending position and pays your returns — on time, every time.

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Lien Secured
Fixed Returns
Terms (4–6 mo, 1–5 yr, 5+ yr)
2.1x Debt Coverage
THE PROBLEM WITH YOUR ALTERNATIVES

Your Capital Has Better Options

Most passive real estate returns fall into one of three traps. Coliving lending avoids all of them.

Syndications Lock You In
5–7 year holds, capital calls, limited transparency, and you're last in line if things go wrong. Your money disappears into a fund and you hope for the best.
Turnkey Landlording Isn't Passive
You own the property, manage the PM, handle the surprises — midnight calls, vacancy gaps, deferred maintenance — and the "passive" part is a myth.
Savings Accounts Lose to Inflation
4–5% APY sounds safe until inflation takes 3%. Your real return is barely positive, and your capital isn't building anything.
TWO WAYS TO INVEST

Choose Your Structure

Whether you want fixed returns or equity upside, there's a structure that fits your goals.

PRIVATE MONEY LENDER
Fixed Returns
Lend on specific properties with lien security. Know exactly what you'll earn, when you'll earn it, and what protects your capital.
  • Fixed returns, paid monthly or quarterly
  • Lien position on the property
  • Terms: 4–6 months, 1–5 years, or 5+ years
  • No points or origination fees
  • Full AI analysis before you commit
  • Exit via DSCR refinance, sale, or replace with another PML
EQUITY PARTNER
Equity Partnership
Own a stake in the property. Earn ongoing cash flow, appreciation, and significant tax benefits through accelerated depreciation. Capital returned via refinance, then long-term passive income.
  • Ownership stake in the property
  • Share of net cash flow, ongoing
  • Capital return via cash-out refi, sale, or replace with another PMP
  • Share of appreciation on exit
  • Tax benefits with accelerated depreciation
SAMPLE DEAL

What a Real Deal Looks Like

Every deal includes the full AI-powered analysis before you commit a single dollar.

5 BR / 3 BA — Hickory, NC
Sample Deal
Purchase Price
$185,000
Renovation
$45,000
Total Investment
$230,000
Your Lending Position
$180,000
Monthly Revenue (Coliving)
$4,250
Term
6 Months
Your Return (PML)
Fixed
Returns paid monthly or quarterly
Debt Service Coverage
2.1x
Cash flow covers your payment 2.1 times

Numbers are representative of actual deal structures. Every deal is AI-analyzed and shared in full before you fund.

Ready to see real deal numbers?
No pitch, no pressure. A 30-minute conversation to see if there's a fit.
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YOUR CAPITAL IS PROTECTED

Four Layers of Protection

Lien Position
Your investment is secured by the physical property. If anything goes wrong, you have a claim on the asset. Your capital is never unsecured.
AI-Powered Underwriting
Every property runs through our AI before we pursue it: zoning verification, market comparables, renovation scope, and cash flow projections from 6+ data sources. We don't guess — we verify.
2–3x Revenue Advantage
Coliving generates dramatically more revenue than traditional rentals on the same property. That revenue surplus is your margin of safety — 2.1x debt service coverage means the cash flow covers your payment twice over.
Full Transparency Before You Fund
You see the property, the AI analysis, the renovation plan, the timeline, and the numbers before you commit a single dollar. No black box. No surprises. No hidden fees.
Your capital is protected. Let's talk about where to deploy it.
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WHO YOU'RE LENDING TO

25+ Years of Systems & Analytics. Real Estate Since 2019.

David Ross spent 25+ years in systems development, analytics, and strategic leadership at Wells Fargo, GE Plastics, Delhaize America, and Volex before launching coliving operations in 2019. He understands capital markets, risk management, and fiduciary responsibility — because he spent his career on your side of the table.

This isn't a first-timer asking you to fund experiments. Community Coliving Properties has documented systems, AI-powered analysis tools, and 32 coliving bedrooms owned and operated. The community coliving model has demonstrated 95% occupancy and two year average stays.

"We only make money when you make money. Every deal is structured so our interests are aligned — that's not a tagline, it's the business model."
— David Ross, Founder & CEO
25+
Years Professional Experience
2019
Coliving Since
95%
Model Occupancy
2 yr
Avg Stay
COMMON QUESTIONS

Questions Investors Ask

PML lending positions typically range from $100K–$180K per SFH deal. Multifamily and portfolio deals are higher. Equity partnerships vary by project.
We start by understanding your goals — timeline, return expectations, risk tolerance — and match you to the right structure and property. We offer PML and PMP opportunities with target timeframes of 4–6 months, 1–5 years, and 5+ years. Some investors want a short bridge loan and out; others want to stay in a property long-term as a PML. Both are great structures. PML positions are repaid when the property refinances into a DSCR loan, is sold, or we replace your position with another lender. PMP equity partners get capital returned via cash-out refinance, sale, or replacement with another PMP partner.
As a PML, you hold a lien position on the property — if anything goes wrong, you have a claim on the real asset. The 2.1x debt service coverage means the property generates more than double what's needed to cover your payments. David provides a personal guarantee on PML positions.
Syndications pool your money with dozens of investors, lock you in for 5–7 years, and give you limited visibility into operations. With Community Coliving Properties, you fund specific properties you've reviewed, hold a direct lien or ownership stake, and operate on agreed-upon terms. You see every dollar, every month, including receipts.
Absolutely. When your PML loan is repaid, you can roll that capital into the next deal in our pipeline. Many of our capital partners fund multiple properties over time, building a portfolio of short- or long-term, high-yield positions.

Ready to Put Your Capital to Work?

No pitch, no pressure. Let's talk about your goals and see if there's a deal that fits.

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Community Coliving Properties
Affordable Housing Meets Real Community
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